5-Zero Account - An account designed with special features for those age 50 and over, the 5-ZERO account offers unlimited check writing privileges and a variety of other special features, with no maintenance fee and no minimum balance requirement.

• Designed for customers age 50 and higher
• $500 minimum deposit required to open account
• No monthly maintenance fee
• Unlimited check writing
• Unlimited use of The First National Bank of Mount Dora automated teller machines
• Special personalized wallet-style checks or a discount on any other style of checks on the first order
• 24-hour access to telephone response system
• Overdraft Protection availability
• Combined checking/savings statement availability
• Discounted Safe Deposit Box
• No fee for Cashier's Checks, Travelers Checks, Money Orders
• Free Notary Service
• Free photocopy service (limit 5 at any one time)
• Direct Deposit at no fee
• Bank-By-Mail
• Check Safekeeping

First Interest Checking -For customers 50 and over, an interest bearing account, with unlimited check writing privileges and a variety of special features. Monthly fees can be eliminated by maintaining a minimum monthly balance.

• Account Designed for customers age 50 and higher
• $100 minimum deposit required to open account
• Market interest rate earned
• Interest rate subject to change at any time
• Interest compounded monthly and credited to your account monthly
• $10 monthly maintenance fee imposed unless you maintain a minimum daily balance of $2,000 or a minimum average daily balance of $3,000 or a combined minimum daily balance of $7,500 in any of the accounts stated in the Notice of Combined Balance Features.
• Special personalized wallet checks
• Unlimited check writing
• 24-hour access to telephone response system
• Overdraft Protection availability
• Discounted Safe Deposit Box
• Combined checking/savings statement availability
• No fee on Cashier's Checks, Travelers Checks, Money Orders
• Free Notary Service
• Free photocopy service (limit 5 at any one time)
• Direct Deposit at no fee
• Bank-By-Mail
• Check Safekeeping

Super Checking Account - All the convenience of a checking account, which earns interest, too. Monthly fees can be eliminated by maintaining a minimum monthly balance.

• $100 minimum deposit required to open account
• Unlimited checking
• Market interest rate earned
• Interest rate subject to change at any time
• Interest compounded monthly and credited monthly
• $7.50 monthly maintenance fee imposed unless you maintain a minimum daily balance of $1,000 or a minimum average daily balance of $2,500 or a combined minimum daily balance of $5,000 in any of the accounts stated in the Notice of Combined Balance Features.
• $.25 per item fee assessed for debit items unless minimum balance requirements met.
• Check Safekeeping

Regular Checking - A standard checking account for individuals and households alike. Monthly fees can be eliminated by maintaining a minimum monthly balance.

• $100 minimum deposit required to open account
• $3.50 monthly maintenance fee imposed unless you maintain a $500 minimum daily balance, minimum average daily balance of $1,250 or a combined minimum daily balance of $2,500 in any of the accounts stated in the Notice of Combined Balance Features.
• $.25 per-item fee assessed for debit items, unless minimum balance requirements are met
• Fees are waived for minors, full-time students, customers age 62 or older and non-profit organizations
• Check Safekeeping

Easy Checking Account - Unlimited check writing and other transactions for a fixed monthly fee.

• $100 minimum deposit required to open account
• $12 monthly maintenance fee assessed unless you maintain either a $750 minimum daily balance, a minimum average daily balance of $1,500 or a combined minimum daily balance of $2,500 in any of the accounts stated in the Notice of Combined Balance Features.
• Unlimited check writing and other transactions for a fixed monthly fee.
• Check Safekeeping

Economy Life Line Checking Account - A low cost checking account for those who have a minimal number of monthly transactions, but want to maintain the convenience of a checking account.

• $50 minimum deposit required to open account
• $3.50 monthly maintenance fee assessed
• Up to 10 debit items permitted each statement cycle
• $.50 per debit item in excess of 10 per statement cycle
• Check Safekeeping

"Direct Deposit Too" accounts available

All First National Bank checking accounts offer the availability of VISA ATM/Check Cards.

If you are a full-time student, talk to us about special low cost accounts, with check safekeeping option.