Bank Condition

The First National Bank of Mount Dora has been a vital community asset for more than 90 years; during those decades we've helped the community grow and improve. We're committed to continuing that service and to keeping the bank strong and healthy. We report our condition publicly so that all members of the community can have an accurate picture of the size of our investment in our community and the health of the bank.

Statement of Condition

December 31, 2024

Assets Numbers in Thousands
Cash & Due From Banks 6,236
Investment Securities 202,725
Federal Funds Sold 0
Loans 120,122
- Allowance for Loan Losses (2,067)
Other Real Estate Owned 0
Banking House and FF&E 4,197
Other Assets 20,157
Total Assets 351,310
 
Liabilites Numbers in Thousands
Deposits 316,885
FHLB Advances 7,150
Federal Funds Sold 0
Federal Funds Purchased 0
Other Liabilities 3,425
Total Assets 320,310
Stockholder Equity Numbers in Thousands
Capital Stock 6,534
Surplus 8,199
Unrealized Gains/(Losses) (11,561)
Retained Earnings 27,888
Total Stockholders Equity 31,060
Total Liabilities + Equity 350,370