The First National Bank of Mount Dora works hard to make banking affordable by minimizing the fees and charges it applies to customer accounts. We're also committed to helping customers understand our fees and know when they might be applied to their accounts.
Miscellaneous
| Item |
Fee |
| Account Closed Within Six Months of Opening |
$25.00 |
| Account Activity Printout |
$2.00 |
| Dormant Account |
$15.00 per month after two years of no activity or contact in the account |
| Cashier's Check |
$10.00 each |
| Garnishments / Levies |
$200.00 |
| Legal Document Review |
$25.00 |
Telephone Transactions
| Item |
Fee |
| Transfer of Funds or Payment Fee |
$5.00 each |
Wire Transfers
| Type |
Fee |
| Domestic - outgoing |
$25.00 |
| Domestic - incoming |
$10.00 |
| Foreign - outgoing |
$45.00 |
| Foreign - incoming |
$15.00 |
Overdraft
| Item |
Fee |
| Overdraft Fee |
$35.00 per item |
| Overdraft Protection Transfers also called Auto Transfer Fee |
No Charge - Overdraft Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. |
| Daily Overdraft Fee also called Overdraft Fee |
Consumer Accounts $5.00 per business day after 5 consecutive days overdrawn. You will be charged a $5.00 fee per business day until your account is brought back to a positive balance or for 30 days, whichever occurs first. |
Insufficient Funds, also called Non-Sufficient Funds
| Item |
Fee |
| Insufficient Fee also called Returned Item Fee |
$35.00 per item |
VISA Debit Card
| Item |
Fee |
| Use of card at ATMs not owned by our bank may result in fees |
Fee depends on specific ATM |
| Lost/Stolen/Replacement VISA ATM/Check Card |
$15.00 per card minimum |
| Expedited Card |
$55.00 per card |
| Expedited PIN |
$35.00 per PIN |
| VISA International Service Assessment |
Current exchange rate by VISA |
| VISA Foreign Currency Conversion |
Current exchange rate by VISA |
Consumer Internet Banking (CIB)
| Item |
Fee |
| CIB with Bill Pay and Check Safekeeping |
No monthly charge |
| CIB with Monthly Account Statements containing check images |
$5.00 per month |
| Please see separate Consumer Internet Banking Disclosure for additional fees |
Fee based on service |
Business Internet Banking (Business Express)
| Item |
Fee |
| Small Business Basic Service |
Set-up fee $20.00;
Monthly fee $5.00 (waived with Check Safekeeping) |
| Business Deluxe Service |
Set-up fee $20.00;
Monthly fee $32.00 (includes one module) |
| Please see separate Business Internet Banking Disclosure for additional fees |
Fee based on service |
Stop Payments
| Item |
Fee |
| Stop Payments |
$30.00 each |
Special Mail Handling
| Item |
Fee |
| Hold Mail (branch pick-up) |
$5.00 per month |
| Returned Mail |
$5.00 per month |
Safe Deposit Box Rental*
| Item |
Fee |
| 3 x 5 box annually |
$35.00 |
| 4 x 5 box annually |
$40.00 |
| 5 x 5 box annually |
$45.00 |
| 3 x 10 box annually |
$55.00 |
| 5 x 10 box annually |
$75.00 |
| 10 x 10 box annually |
$100.00 |
| Replace a lost/stolen safe box key |
$50.00 per key |
| Drill Box if both keys are lost/stolen |
$350.00 |
Note: Safe deposit contents are not insured by FDIC
Copies*
| Item |
Fee |
| Photocopies |
$0.10 per copy (exceeding 5 copies) |
FAX*
| Item |
Fee |
| Per Page |
$1.00 |
| In-coming to Out-going |
$3.00 |
Collections*
| Item |
Fee |
| Returned Collection |
$30.00 (plus returning bank charges) |
| Domestic or Foreign |
$25.00 each (plus postage, handling and receiving bank fees) |
Foreign Currency Exchanges*
| Item |
Fee |
| Foreign Draft Purchased |
$30.00 each |
| Standard Currency |
$30.00 |
Research*
| Item |
Fee |
| Photocopy |
$2.50 per page |
| Research |
$21.00 per hour ($5.25 minimum) |
Miscellaneous*
| Item |
Fee |
| Account Balancing Assistance |
$20.00 per hour ($5.00 minimum) |
| Loose Coin to be rolled |
$0.10 per roll |
* Some fees are subject to change without notice
