First Wealth & Trust Articles

Couple meeting with a financial advisor about estate planning

How Financial Advisors Help with Estate Planning and Philanthropy

Advisors coordinate with attorneys and CPAs to align titles, beneficiaries, and tax strategy; explain Florida-specific considerations; and structure giving—DAFs, CRTs/CLTs, or appreciated securities—so your legacy plan is clear, efficient, and values-driven for Winter Garden and Clermont families.

Boardwalk to a sunrise beach

Five Tips to Plan for Retirement, Milestones, and More

Start early, fund IRAs, update beneficiaries, make a workable budget, and invest for the long term. First Wealth & Trust also helps reduce tax drag and consolidate old plans—so your savings support retirement, family milestones, and a legacy with confidence.

Person reflecting by a calm lakeside

How Do I Decide Between a Will and a Trust?

Wills outline wishes and go through public probate; trusts add privacy and control over when and how assets pass. The right choice depends on your goals, complexity, and family dynamics—sometimes it’s both, guided by a local fiduciary advisor.

Parent and child planting a young tree

Smart Tax Strategies to Protect and Preserve Wealth

Keep more of what you earn. Understand how investment income is taxed, time gains, use tax-advantaged accounts, and coordinate charitable giving and titling decisions. Our Winter Garden team helps tailor strategies to your situation and goals.

Family enjoying dinner outdoors

Is It Time For A Trust? 5 Questions to Ask

A trust isn’t just for the ultra-wealthy. It can add privacy, control, and smoother transfer of assets versus probate. Explore how trusts work, how they differ from wills, and when they fit family and legacy planning.